@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root {
  --navy: #102c4b;
  --deep: #09223c;
  --gold: #d9ad54;
  --ink: #172f47;
  --muted: #637181;
  --cream: #f7f5ef;
  --line: #dde2e6;
  --radius: 22px;
  font-family: 'DM Sans', sans-serif;
  color: var(--ink);
  background: white;
  font-synthesis: none;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 120px;
}
body {
  margin: 0;
}
button,
input,
select,
textarea {
  font: inherit;
}
a {
  color: inherit;
  text-decoration: none;
}
button,
a,
input,
select,
textarea,
summary {
  -webkit-tap-highlight-color: transparent;
}
button,
a,
summary {
  touch-action: manipulation;
}
button {
  cursor: pointer;
}
svg {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  vertical-align: middle;
}
p {
  line-height: 1.75;
}
h1,
h2,
h3,
h4,
h5,
p {
  margin-top: 0;
}
h1,
h2,
h3,
h4 {
  font-family: 'Manrope', sans-serif;
}
h1,
h2 {
  font-weight: 500;
  letter-spacing: -0.05em;
  line-height: 1.1;
}
h2 {
  font-size: clamp(38px, 3.6vw, 64px);
  margin-bottom: 28px;
}
h2 em,
h1 em {
  font-style: normal;
  color: var(--gold);
}
h3 {
  line-height: 1.35;
}
em {
  font-style: normal;
}
.shell {
  width: min(1440px, 88%);
  margin-inline: auto;
}
.section {
  padding-block: 112px;
}
.eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  line-height: 1.5;
  color: #876020;
  margin-bottom: 25px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.eyebrow:before {
  content: '';
  width: 25px;
  height: 2px;
  background: var(--gold);
  flex-shrink: 0;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  background: var(--gold);
  color: var(--deep);
  border: 1px solid transparent;
  border-radius: 40px;
  padding: 17px 25px;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.4;
  min-height: 52px;
  transition:
    background 0.2s,
    transform 0.2s;
  white-space: normal;
}
.button:hover {
  background: #ecc67b;
  transform: translateY(-2px);
}
.button:disabled {
  cursor: not-allowed;
  background: #e4e8ec;
  color: #6d7781;
  transform: none;
}
.button svg {
  width: 19px;
  height: 19px;
}
.text-link {
  display: inline-flex;
  align-items: center;
  gap: 15px;
  font-size: 14px;
  font-weight: 600;
  padding-block: 12px;
}
.text-link svg,
a svg {
  transition: transform 0.2s;
}
.text-link:hover svg,
a:hover > svg {
  transform: translate(3px, -2px);
}
.navy {
  color: var(--navy);
}
:focus-visible {
  outline: 3px solid #ac7928;
  outline-offset: 5px;
}
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline-offset: 2px;
}
section[id] {
  scroll-margin-top: 0;
}
.sr-only,
.skip-link:not(:focus) {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link:focus {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 200;
  background: white;
  padding: 15px;
}
.header {
  height: 104px;
  position: relative;
  z-index: 100;
  background: #fff;
}
.nav-wrap {
  position: fixed;
  inset: 0 0 auto;
  min-height: 104px;
  padding: 18px 4%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  background: #fff;
  transition:
    margin 0.35s,
    border-radius 0.35s,
    min-height 0.35s,
    box-shadow 0.35s,
    padding 0.35s;
}
.header.scrolled .nav-wrap {
  margin: 14px 3%;
  min-height: 78px;
  padding: 12px 24px;
  border-radius: 24px;
  box-shadow: 0 8px 40px #0b28451c;
  border: 1px solid #e7e9ec;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 13px;
  flex-shrink: 0;
}
.brand-word {
  font:
    800 46px/1 'Manrope',
    sans-serif;
  letter-spacing: -4px;
}
.brand-dot {
  color: var(--gold);
}
.brand-name {
  border-left: 1px solid #c5cbd1;
  padding-left: 13px;
  font-size: 11px;
  letter-spacing: 0.1em;
  line-height: 1.6;
  font-weight: 700;
}
.brand-name small {
  font-size: 7px;
  letter-spacing: 0.08em;
}
#main-nav {
  display: flex;
  align-items: center;
  gap: clamp(14px, 1.65vw, 28px);
}
#main-nav > a {
  font-size: 12px;
  font-weight: 600;
  white-space: nowrap;
}
#main-nav > a:not(.button) {
  padding-block: 13px;
  border-bottom: 2px solid transparent;
}
#main-nav > a[aria-current] {
  border-bottom-color: var(--gold);
}
#main-nav > .button {
  padding: 12px 18px;
  gap: 10px;
  min-height: 46px;
}
.menu-toggle,
.mobile-apply {
  display: none;
}
.hero {
  height: calc(100svh - 104px);
  background: var(--deep);
}
.hero.scrub-ready {
  height: 420svh;
}
.hero-pin {
  position: relative;
  height: calc(100svh - 104px);
  min-height: 570px;
  overflow: hidden;
  background: var(--deep);
}
.scrub-ready .hero-pin {
  position: sticky;
  top: 0;
  height: 100svh;
}
.hero video {
  position: absolute;
  width: 100%;
  height: 100%;
  inset: 0;
  object-fit: cover;
  object-position: 55% 50%;
}
.hero-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(6, 26, 47, 0.88) 0%,
    rgba(6, 26, 47, 0.72) 35%,
    rgba(6, 26, 47, 0.12) 80%
  );
  opacity: var(--copy-opacity, 1);
}
.hero-content {
  position: relative;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  padding-block: 55px 85px;
  opacity: var(--copy-opacity, 1);
  transform: translateY(var(--copy-y, 0));
  pointer-events: var(--copy-events, auto);
}
.hero .eyebrow {
  color: #e4c789;
}
.hero h1 {
  font-size: clamp(56px, 5.7vw, 98px);
  color: white;
  margin-bottom: 28px;
  max-width: 880px;
}
.hero-content > p {
  color: #f5f5f5;
  font-size: 17px;
  max-width: 430px;
  line-height: 1.7;
  margin-bottom: 27px;
}
.hero-actions {
  display: flex;
  gap: 30px;
  align-items: center;
  color: white;
}
.film-caption {
  position: absolute;
  inset: auto 6% 28px;
  display: flex;
  justify-content: space-between;
  color: white;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-shadow: 0 2px 6px #000;
}
.film-caption svg {
  width: 15px;
  height: 15px;
  margin-left: 12px;
}
.film-progress {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: #ffffff22;
}
.film-progress span {
  display: block;
  width: 100%;
  height: 100%;
  background: var(--gold);
  transform-origin: left;
  transform: scaleX(var(--film-progress, 0));
}
.proof {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  padding-block: 48px;
  border-bottom: 1px solid var(--line);
  gap: 28px;
}
.proof-item {
  display: flex;
  align-items: center;
  gap: 24px;
  border-right: 1px solid var(--line);
  padding-right: 25px;
}
.proof-item:last-child {
  border-right: 0;
}
.proof-item > span {
  color: #a2762e;
  background: #f9f5eb;
  display: grid;
  place-items: center;
  width: 68px;
  height: 68px;
  border-radius: 50%;
  flex-shrink: 0;
}
.proof-item svg {
  width: 32px;
  height: 32px;
}
.proof-item p {
  font-size: 19px;
  font-weight: 600;
  max-width: 190px;
  line-height: 1.4;
  margin: 0;
}
.about {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10%;
}
.about h2 em,
.possibilities h2 em,
.how h2 em,
.loan-information h2 em,
.locations h2 em {
  color: #9b7131;
}
.about-copy {
  padding-top: 24px;
  color: var(--muted);
}
.about-copy .lead {
  font-size: 24px;
  line-height: 1.5;
  color: var(--ink);
}
.about-copy p {
  font-size: 16px;
}
.about-fact {
  border-top: 1px solid var(--line);
  display: flex;
  align-items: center;
  gap: 28px;
  margin-top: 46px;
  padding-top: 30px;
  max-width: 400px;
}
.about-fact strong {
  font: 500 56px/1 'Manrope';
  letter-spacing: -0.07em;
}
.about-fact span {
  font-size: 13px;
  line-height: 1.7;
  color: var(--muted);
}
.possibilities {
  background: var(--cream);
}
.section-heading {
  display: flex;
  justify-content: space-between;
  gap: 40px;
  align-items: flex-end;
  margin-bottom: 48px;
}
.section-heading h2 {
  margin: 0;
}
.section-heading > p {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.7;
  margin: 0 0 6px;
}
.purpose-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.purpose-card {
  position: relative;
  padding: 36px;
  border: 1px solid #e3e0d8;
  border-radius: var(--radius);
  background: #fff;
  transition:
    transform 0.3s,
    box-shadow 0.3s;
  min-height: 390px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}
.purpose-card:hover {
  transform: translateY(-7px);
  box-shadow: 0 20px 40px #102c4b0d;
}
.card-number {
  font-size: 11px;
  letter-spacing: 0.08em;
  color: #84909d;
}
.purpose-icon {
  display: grid;
  place-items: center;
  color: #977036;
  background: #f8f3e9;
  width: 90px;
  height: 90px;
  border-radius: 24px;
  margin-block: 28px 30px;
}
.purpose-icon svg {
  width: 46px;
  height: 46px;
}
.purpose-card h3 {
  font-size: 23px;
  margin-bottom: 15px;
  letter-spacing: -0.035em;
}
.purpose-card p {
  font-size: 15px;
  color: var(--muted);
  max-width: 320px;
}
.purpose-card a {
  display: flex;
  justify-content: space-between;
  gap: 15px;
  align-items: center;
  width: 100%;
  padding-top: 24px;
  margin-top: auto;
  font-size: 13px;
  font-weight: 700;
  border-top: 1px solid var(--line);
}
.purpose-card a span {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border: 1px solid #cfb785;
  border-radius: 50%;
  font-size: 19px;
}
.terms-note {
  font-size: 12px;
  color: var(--muted);
  text-align: center;
  margin: 28px 0 0;
}
.steps {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin: 65px 0 0;
  padding: 0;
  gap: 50px;
}
.steps li {
  position: relative;
}
.steps li:before {
  content: '';
  position: absolute;
  top: 32px;
  left: 85px;
  right: 0;
  height: 1px;
  background: #d2d9de;
}
.steps li > span {
  font: 400 54px/1.2 'Manrope';
  color: #b68a40;
  letter-spacing: -0.06em;
}
.steps h3 {
  font-size: 20px;
  margin: 25px 0 12px;
}
.steps p {
  color: var(--muted);
  font-size: 15px;
  max-width: 280px;
}
.application-section {
  background: var(--navy);
  color: white;
  padding: 100px 0;
}
.application-layout {
  display: grid;
  grid-template-columns: 0.75fr 1.25fr;
  gap: 7%;
  align-items: start;
}
.application-intro {
  position: sticky;
  top: 140px;
  padding-top: 35px;
}
.application-intro h2 {
  font-size: clamp(44px, 4vw, 68px);
}
.application-intro .eyebrow {
  color: var(--gold);
}
.application-intro > p {
  color: #c6d1de;
  font-size: 17px;
}
.application-aside {
  display: flex;
  gap: 20px;
  margin-top: 55px;
  padding-top: 30px;
  border-top: 1px solid #ffffff30;
  max-width: 310px;
}
.application-aside > svg {
  color: var(--gold);
  width: 28px;
  height: 28px;
}
.application-aside p {
  font-size: 15px;
}
.application-aside small {
  display: block;
  font-size: 13px;
  color: #b8c6d6;
  line-height: 1.7;
  margin-top: 8px;
}
.form-card {
  background: #fff;
  color: var(--ink);
  padding: 38px;
  border-radius: var(--radius);
  box-shadow: 0 20px 80px #05162625;
  min-width: 0;
}
.form-title {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
}
.form-title h3 {
  font-size: 23px;
  margin: 0;
}
.form-title > span {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: var(--muted);
}
.form-progress {
  display: flex;
  list-style: none;
  margin: 28px 0;
  padding: 0;
  gap: 8px;
}
.form-progress li {
  flex: 1;
  font-size: 12px;
  color: #7b8794;
  border-top: 3px solid #e5e9ed;
  padding-top: 12px;
}
.form-progress li.active {
  border-color: #b3863c;
  color: var(--navy);
  font-weight: 700;
}
.form-explainer {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 20px;
}
.service-status {
  background: #f6f4ed;
  color: #655532;
  font-size: 12px;
  line-height: 1.65;
  border-radius: 10px;
  padding: 14px 16px;
  margin-bottom: 30px;
}
fieldset {
  border: 0;
  padding: 0;
  margin: 0;
  min-width: 0;
}
legend {
  font: 600 23px/1.4 'Manrope';
  letter-spacing: -0.03em;
  padding: 0;
  margin-bottom: 10px;
  width: 100%;
}
.field-intro {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 25px;
}
.field-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3px 20px;
}
.field {
  min-width: 0;
}
.wide {
  grid-column: 1/-1;
}
label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  margin-bottom: 8px;
  line-height: 1.5;
}
label span:not(.consent-label span) {
  color: var(--muted);
  font-weight: 400;
}
input:not([type='checkbox']),
select,
textarea {
  width: 100%;
  max-width: 100%;
  border: 1px solid #cdd5dd;
  border-radius: 9px;
  background: #fff;
  color: var(--ink);
  padding: 13px 12px;
  min-height: 48px;
  line-height: 1.5;
  font-size: 14px;
}
select:invalid {
  color: #768391;
}
textarea {
  resize: vertical;
}
input[aria-invalid='true'],
select[aria-invalid='true'],
textarea[aria-invalid='true'] {
  border-color: #a02d27;
  background: #fffafa;
}
.field-error {
  font-size: 12px;
  color: #a02d27;
  line-height: 1.5;
  margin: 6px 0 18px;
  min-height: 0;
}
.field-error:empty {
  margin-bottom: 20px;
}
.field-hint {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.7;
  margin: 10px 0 20px;
}
.form-group {
  border-top: 1px solid var(--line);
  padding-top: 25px;
  margin-top: 30px;
}
.group-heading {
  display: flex;
  align-items: center;
  gap: 13px;
  margin-bottom: 24px;
}
.group-heading > span {
  width: 29px;
  height: 29px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--cream);
  color: #927039;
  font-size: 10px;
}
.group-heading h4 {
  font-size: 17px;
  margin: 0;
  letter-spacing: -0.025em;
}
.form-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 26px;
}
.form-next {
  margin-top: 20px;
  width: 100%;
}
.back-button {
  border: 0;
  background: transparent;
  padding: 12px 0;
  color: var(--navy);
  font-size: 13px;
  font-weight: 700;
  min-height: 44px;
}
.back-button:hover {
  text-decoration: underline;
}
.form-footer {
  font-size: 10px;
  color: var(--muted);
  text-align: center;
  border-top: 1px solid var(--line);
  padding-top: 20px;
  margin-top: 28px;
}
.bot-field {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip-path: inset(50%);
}
.consent-label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-block: 22px;
  font-size: 13px;
  font-weight: 400;
  line-height: 1.65;
}
.consent-label input {
  width: 19px;
  height: 19px;
  flex-shrink: 0;
  accent-color: var(--navy);
  margin-top: 3px;
}
.review-group {
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 20px;
  margin-bottom: 15px;
}
.review-group-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.review-group h4 {
  font-size: 15px;
  margin: 0;
}
.review-group button {
  font-size: 12px;
}
.review-group dl {
  margin: 10px 0 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 15px;
  font-size: 12px;
  line-height: 1.6;
}
.review-group dt {
  color: var(--muted);
}
.review-group dd {
  margin: 0;
  overflow-wrap: anywhere;
  white-space: pre-wrap;
}
.review-note,
.email-fallback p {
  font-size: 12px;
  color: var(--muted);
}
.email-fallback {
  margin-top: 20px;
  border-top: 1px solid var(--line);
  padding-top: 20px;
}
.submission-status {
  font-size: 13px;
  margin-top: 18px;
}
.error {
  color: #a02d27;
}
[hidden] {
  display: none !important;
}
.loan-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: start;
}
.loan-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  min-width: 0;
}
.loan-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}
.loan-icon {
  width: 64px;
  height: 64px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: var(--cream);
  color: #987037;
}
.loan-icon svg {
  width: 31px;
  height: 31px;
}
.loan-card h3 {
  font-size: 23px;
  margin-bottom: 12px;
  letter-spacing: -0.035em;
}
.loan-tag {
  font-size: 13px;
  color: #94713a;
  margin-bottom: 24px;
}
.loan-overview {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.8;
}
.conditions {
  font-size: 11px;
  color: #846027;
}
.loan-card > .text-link {
  font-size: 13px;
  margin-bottom: 18px;
}
.loan-card details {
  border-top: 1px solid var(--line);
}
summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
  padding-block: 20px;
  font-size: 13px;
  font-weight: 700;
  min-height: 55px;
}
summary::-webkit-details-marker {
  display: none;
}
summary svg {
  width: 17px;
  height: 17px;
  transition: transform 0.2s;
}
details[open] summary svg {
  transform: rotate(45deg);
}
.requirements {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.8;
}
.requirements h5 {
  font-size: 14px;
  color: var(--ink);
  margin: 24px 0 12px;
  line-height: 1.5;
}
.requirements ul {
  padding-left: 19px;
  margin: 0 0 22px;
}
.requirements li {
  padding-left: 4px;
  margin-bottom: 9px;
}
.requirements .nested-requirements {
  list-style: none;
  padding-left: 0;
}
.requirements .nested-requirements ul {
  margin: 8px 0;
}
.requirement-note {
  background: var(--cream);
  padding: 14px;
  border-radius: 8px;
  color: #665637;
}
.locations {
  background: var(--cream);
}
.contact-bar {
  display: grid;
  grid-template-columns: 1fr 1fr 1.3fr;
  gap: 40px;
  background: white;
  border: 1px solid #e3e0d8;
  border-radius: var(--radius);
  padding: 40px;
  margin-bottom: 60px;
}
.contact-bar > div {
  min-width: 0;
}
.contact-bar > div > svg {
  color: #a67b32;
  margin-bottom: 20px;
  width: 28px;
  height: 28px;
}
.contact-bar h3 {
  font-size: 17px;
  margin-bottom: 18px;
}
.contact-bar a {
  display: block;
  font-size: 14px;
  line-height: 1.7;
  padding-block: 4px;
  overflow-wrap: anywhere;
}
.contact-bar a svg {
  width: 16px;
  height: 16px;
}
.contact-bar p {
  font-size: 12px;
  color: var(--muted);
  margin-top: 12px;
}
.branch-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  column-gap: 55px;
}
.branch {
  display: flex;
  gap: 20px;
  border-top: 1px solid #dcdad4;
  padding: 28px 0;
}
.branch-number {
  font-size: 11px;
  color: #a0804a;
  margin-top: 4px;
}
.branch h3 {
  font-size: 17px;
  margin-bottom: 12px;
}
.branch address {
  font-style: normal;
  font-size: 13px;
  line-height: 1.8;
  max-width: 290px;
  color: var(--muted);
}
.branch a {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 11px;
  font-weight: 700;
  padding: 16px 0 2px;
}
.branch a svg {
  width: 15px;
  height: 15px;
}
footer {
  background: var(--deep);
  color: white;
  padding-top: 64px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1fr 0.7fr 1fr;
  gap: 50px;
  padding-bottom: 50px;
}
.footer-top p {
  font-size: 12px;
  color: #bdcbd8;
  margin-top: 20px;
}
.footer-top nav,
.footer-contact {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
}
.footer-top nav a,
.footer-contact a {
  font-size: 13px;
  color: #d4deea;
  overflow-wrap: anywhere;
  max-width: 100%;
}
.footer-top nav svg {
  width: 17px;
  height: 17px;
}
.footer-bottom {
  border-top: 1px solid #ffffff25;
  display: flex;
  justify-content: space-between;
  gap: 30px;
  padding-block: 26px;
  font-size: 10px;
  color: #a4b6c9;
}
.reveal {
  opacity: 1;
}
.motion-enabled .reveal {
  opacity: 0;
  transform: translateY(24px);
  transition:
    opacity 0.65s ease,
    transform 0.65s ease;
}
.motion-enabled .reveal.visible {
  opacity: 1;
  transform: none;
}
.purpose-card:nth-child(2),
.proof-item:nth-child(2),
.steps li:nth-child(2) {
  transition-delay: 70ms;
}
.purpose-card:nth-child(3),
.proof-item:nth-child(3),
.steps li:nth-child(3) {
  transition-delay: 140ms;
}
@media (min-width: 1600px) {
  .hero h1 {
    font-size: 96px;
  }
  .hero-content > p {
    font-size: 18px;
  }
  .hero-actions .button {
    padding: 20px 30px;
  }
  .section {
    padding-block: 135px;
  }
  .hero-content {
    padding-bottom: 100px;
  }
}
@media (max-width: 1190px) {
  .nav-wrap {
    gap: 15px;
    padding-inline: 3%;
  }
  .brand-word {
    font-size: 38px;
  }
  .brand-name {
    font-size: 9px;
    padding-left: 9px;
  }
  .brand-name small {
    font-size: 6px;
  }
  .brand {
    gap: 9px;
  }
  #main-nav {
    gap: 13px;
  }
  #main-nav > a {
    font-size: 10px;
  }
  #main-nav > .button {
    padding: 11px 13px;
    gap: 6px;
  }
  .shell {
    width: 90%;
  }
  .purpose-card {
    padding: 27px;
  }
  .proof-item {
    gap: 15px;
  }
  .proof-item p {
    font-size: 17px;
  }
  .application-layout {
    gap: 5%;
    grid-template-columns: 0.65fr 1.35fr;
  }
  .form-card {
    padding: 30px;
  }
  .loan-card {
    padding: 25px;
  }
  .contact-bar {
    gap: 25px;
    padding: 32px;
  }
  .contact-bar a {
    font-size: 12px;
  }
}
@media (max-width: 1023px) {
  .header {
    height: 88px;
  }
  .nav-wrap {
    min-height: 88px;
  }
  .header.scrolled .nav-wrap {
    min-height: 72px;
    margin: 10px 3%;
    padding: 12px 18px;
  }
  .brand-word {
    font-size: 41px;
  }
  .brand-name {
    font-size: 10px;
  }
  .brand-name small {
    font-size: 6px;
  }
  .mobile-apply {
    display: inline-flex;
    margin-left: auto;
    font-size: 12px;
    min-height: 42px;
    padding: 10px 17px;
    gap: 10px;
  }
  .menu-toggle {
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    border: 1px solid #d9dfe3;
    background: white;
    border-radius: 50%;
    color: var(--navy);
  }
  #main-nav {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-8px) scale(0.985);
    transform-origin: top right;
    transition:
      opacity 240ms ease,
      transform 240ms cubic-bezier(0.4, 0, 0.2, 1),
      visibility 0s 240ms;
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    right: 0;
    padding: 20px;
    background: white;
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: 0 12px 35px #102c4b25;
    max-height: 75svh;
    overflow: auto;
  }
  #main-nav.open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0) scale(1);
    transition-delay: 0s;
  }
  #main-nav > a {
    font-size: 14px;
    padding: 14px !important;
    text-align: left;
  }
  #main-nav > .button {
    margin-top: 10px;
  }
  .hero {
    height: calc(100svh - 88px);
  }
  .hero-pin {
    height: calc(100svh - 88px);
  }
  .hero h1 {
    font-size: 64px;
  }
  .hero-content > p {
    max-width: 350px;
    font-size: 16px;
  }
  .hero video {
    object-position: 58% center;
  }
  .proof {
    gap: 15px;
  }
  .proof-item {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
  }
  .proof-item p {
    max-width: 190px;
  }
  .section {
    padding-block: 85px;
  }
  .about {
    gap: 7%;
  }
  .about-copy .lead {
    font-size: 21px;
  }
  .purpose-grid {
    gap: 15px;
  }
  .purpose-card h3 {
    font-size: 20px;
  }
  .purpose-card {
    padding: 24px;
  }
  .purpose-card a {
    font-size: 11px;
  }
  .steps {
    gap: 30px;
  }
  .steps h3 {
    font-size: 17px;
  }
  .application-intro h2 {
    font-size: 42px;
  }
  .application-layout {
    grid-template-columns: 0.6fr 1.4fr;
    gap: 5%;
  }
  .form-card {
    padding: 25px;
  }
  .form-title h3 {
    font-size: 20px;
  }
  .loan-grid {
    grid-template-columns: 1fr;
  }
  .loan-card {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    column-gap: 40px;
    padding: 35px;
  }
  .loan-card-top,
  .loan-card h3,
  .loan-tag,
  .conditions,
  .loan-card > .text-link {
    grid-column: 1;
  }
  .loan-overview {
    grid-column: 2;
    grid-row: 1/6;
  }
  .loan-card details {
    grid-column: 1/-1;
  }
  .loan-card-top {
    margin-bottom: 20px;
  }
  .loan-card > .text-link {
    align-self: end;
  }
  .branch-grid {
    grid-template-columns: 1fr 1fr;
    gap: 0 40px;
  }
  .contact-bar {
    grid-template-columns: 1fr 1fr;
  }
  .contact-bar > div:last-child {
    grid-column: 1/-1;
    border-top: 1px solid var(--line);
    padding-top: 24px;
  }
  .footer-top {
    gap: 25px;
    grid-template-columns: 1fr 1fr;
  }
  .footer-contact {
    grid-column: 1/-1;
    flex-direction: row;
    flex-wrap: wrap;
    gap: 20px;
  }
}
@media (max-width: 760px) {
  .shell {
    width: 88%;
  }
  .section {
    padding-block: 70px;
  }
  .eyebrow {
    font-size: 9px;
    letter-spacing: 0.16em;
    margin-bottom: 20px;
  }
  h2 {
    font-size: 39px;
  }
  .nav-wrap {
    padding: 15px 6%;
    gap: 10px;
  }
  .brand-word {
    font-size: 37px;
  }
  .brand-name {
    font-size: 8px;
  }
  .brand-name small {
    font-size: 5px;
  }
  .brand {
    gap: 8px;
  }
  .brand-name {
    padding-left: 8px;
  }
  .mobile-apply {
    font-size: 11px;
    padding: 9px 13px;
    gap: 5px;
  }
  .mobile-apply svg {
    width: 15px;
  }
  .header.scrolled .nav-wrap {
    padding: 10px 13px;
    border-radius: 20px;
  }
  .hero {
    height: calc(100svh - 88px);
    min-height: 640px;
  }
  .hero.scrub-ready {
    height: 260svh;
    min-height: 0;
  }
  .hero-pin,
  .scrub-ready .hero-pin {
    height: 100svh;
    min-height: 640px;
  }
  .hero video {
    object-fit: contain;
    object-position: center 76%;
    background: var(--deep);
  }
  .hero-shade {
    background: linear-gradient(
      180deg,
      rgba(9, 34, 60, 0.9) 0%,
      rgba(9, 34, 60, 0.75) 38%,
      rgba(9, 34, 60, 0.08) 76%
    );
  }
  .hero-content {
    justify-content: flex-start;
    padding-top: 75px;
    padding-bottom: 65px;
  }
  .hero h1 {
    font-size: clamp(42px, 10.8vw, 68px);
    margin-bottom: 19px;
  }
  .hero-content > p {
    font-size: 14px;
    max-width: 320px;
    line-height: 1.7;
    margin-bottom: 20px;
  }
  .hero-actions {
    gap: 12px 20px;
    flex-wrap: wrap;
  }
  .hero-actions .button {
    font-size: 12px;
    padding: 14px 19px;
    min-height: 48px;
    gap: 15px;
  }
  .hero-actions .text-link {
    font-size: 12px;
  }
  .hero .eyebrow {
    font-size: 8px;
  }
  .film-caption {
    font-size: 8px;
    letter-spacing: 0.12em;
    bottom: 25px;
  }
  .film-caption svg {
    margin-left: 5px;
  }
  .proof {
    grid-template-columns: 1fr;
    padding-block: 20px;
    gap: 0;
  }
  .proof-item {
    flex-direction: row;
    align-items: center;
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 23px 0;
    gap: 25px;
  }
  .proof-item:last-child {
    border-bottom: 0;
  }
  .proof-item > span {
    width: 56px;
    height: 56px;
  }
  .proof-item svg {
    width: 28px;
    height: 28px;
  }
  .proof-item p {
    font-size: 18px;
    max-width: none;
  }
  .about {
    grid-template-columns: 1fr;
    gap: 35px;
  }
  .about-fact {
    margin-top: 30px;
    padding-top: 25px;
  }
  .about-fact strong {
    font-size: 48px;
  }
  .about-copy {
    padding-top: 0;
  }
  .about-copy .lead {
    font-size: 22px;
  }
  .about-copy p {
    font-size: 15px;
  }
  .section-heading {
    display: block;
    margin-bottom: 34px;
  }
  .section-heading > p {
    margin-top: 25px;
    font-size: 14px;
  }
  .purpose-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .purpose-card {
    padding: 28px;
    min-height: 0;
  }
  .purpose-icon {
    width: 76px;
    height: 76px;
    margin-block: 20px 25px;
  }
  .purpose-icon svg {
    width: 40px;
    height: 40px;
  }
  .purpose-card h3 {
    font-size: 23px;
  }
  .purpose-card p {
    max-width: none;
  }
  .purpose-card a {
    font-size: 13px;
    margin-top: 10px;
    padding-top: 20px;
  }
  .card-number {
    position: absolute;
    right: 28px;
    top: 32px;
  }
  .loan-card .card-number {
    position: static;
  }
  .steps {
    grid-template-columns: 1fr;
    gap: 30px;
    margin-top: 40px;
  }
  .steps li {
    display: flex;
    gap: 28px;
    align-items: flex-start;
    padding-bottom: 15px;
  }
  .steps li > span {
    font-size: 44px;
    min-width: 53px;
  }
  .steps li:before {
    top: 65px;
    bottom: -20px;
    left: 25px;
    right: auto;
    width: 1px;
    height: auto;
  }
  .steps li:last-child:before {
    display: none;
  }
  .steps h3 {
    font-size: 19px;
    margin: 6px 0 12px;
  }
  .steps p {
    max-width: none;
    font-size: 14px;
    margin: 0;
  }
  .application-section {
    padding-block: 70px;
  }
  .application-layout {
    display: block;
    width: 92%;
  }
  .application-intro {
    position: static;
    padding: 0 4% 35px;
  }
  .application-intro h2 {
    font-size: 43px;
  }
  .application-intro h2 br {
    display: none;
  }
  .application-intro > p {
    font-size: 15px;
  }
  .application-aside {
    display: none;
  }
  .form-card {
    padding: 27px 22px;
    border-radius: 18px;
  }
  .form-title h3 {
    font-size: 21px;
  }
  .form-title > span {
    font-size: 8px;
  }
  .field-grid {
    gap: 3px 14px;
  }
  .form-progress {
    margin-block: 24px;
  }
  .form-progress li {
    font-size: 11px;
  }
  legend {
    font-size: 21px;
  }
  .form-group {
    margin-top: 24px;
  }
  .field label {
    font-size: 12px;
  }
  input:not([type='checkbox']),
  select,
  textarea {
    font-size: 16px;
    padding: 12px 10px;
  }
  .form-actions {
    gap: 12px;
  }
  .form-actions .button {
    font-size: 12px;
    padding: 14px 17px;
    gap: 12px;
  }
  .review-group {
    padding: 16px;
  }
  .review-group dl {
    grid-template-columns: 1fr;
    gap: 3px;
  }
  .review-group dd {
    margin-bottom: 10px;
  }
  .loan-card {
    display: block;
    padding: 28px;
  }
  .loan-card h3 {
    font-size: 25px;
  }
  .loan-card-top {
    margin-bottom: 25px;
  }
  .loan-tag {
    margin-bottom: 20px;
  }
  .loan-overview {
    font-size: 14px;
  }
  .contact-bar {
    display: block;
    padding: 28px;
    margin-bottom: 35px;
  }
  .contact-bar > div + div {
    border-top: 1px solid var(--line);
    padding-top: 27px;
    margin-top: 24px;
  }
  .contact-bar a {
    font-size: 14px;
  }
  .contact-bar > div > svg {
    margin-bottom: 14px;
  }
  .branch-grid {
    grid-template-columns: 1fr;
  }
  .branch {
    padding: 25px 0;
    gap: 23px;
  }
  .branch h3 {
    font-size: 18px;
  }
  .branch address {
    max-width: 100%;
    font-size: 14px;
  }
  .branch a {
    font-size: 12px;
    min-height: 44px;
  }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 30px;
    padding-bottom: 35px;
  }
  .footer-top nav {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
  }
  .footer-contact {
    flex-direction: column;
    gap: 16px;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 15px;
    font-size: 10px;
  }
  footer {
    padding-top: 45px;
  }
}
@media (max-width: 400px) {
  .brand-name {
    display: none;
  }
  .hero h1 {
    font-size: 42px;
  }
  .hero-content {
    padding-top: 65px;
  }
  .hero-actions {
    gap: 5px;
    flex-direction: column;
    align-items: flex-start;
  }
  .field-grid {
    grid-template-columns: 1fr;
  }
  .form-card {
    padding: 25px 18px;
  }
  .hero-content > p {
    font-size: 13px;
    max-width: 270px;
  }
  .hero video {
    object-position: center 82%;
  }
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *:before,
  *:after {
    transition: none !important;
    animation: none !important;
  }
  .hero.scrub-ready {
    height: calc(100svh - 104px);
  }
  .scrub-ready .hero-pin {
    position: relative;
  }
  .hero-content,
  .hero-shade {
    opacity: 1 !important;
    transform: none !important;
  }
  .motion-enabled .reveal {
    opacity: 1;
    transform: none;
  }
  .film-progress {
    display: none;
  }
  .film-caption > span:last-child {
    display: none;
  }
}
/* Responsive film, benefits, loan detail dialog and contact refinements. */
.hero-static {
  position: absolute;
  inset: 0;
  display: block;
}
.hero-static img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 55% 50%;
}
.hero video {
  object-fit: cover;
  object-position: 55% 50%;
  opacity: 0;
}
.hero video.media-ready {
  opacity: 1;
}
.hero-pin,
.scrub-ready .hero-pin {
  min-height: 0;
}
.hero-content {
  padding-top: 72px;
}
.hero-content,
.hero-shade {
  transition: none;
}
.benefits {
  padding: 30px 0 24px;
  border-bottom: 1px solid var(--line);
  overflow: hidden;
  background: #fff;
}
.benefits-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
  margin-bottom: 25px;
}
.benefits-meta > p {
  font-size: 10px;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: #856432;
  margin: 0;
}
.benefit-controls {
  display: flex;
  gap: 20px;
  align-items: center;
}
.benefit-controls button {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 0;
  background: none;
  color: var(--navy);
  font-size: 11px;
  min-height: 36px;
  padding: 5px;
}
.benefit-controls svg {
  width: 14px;
  height: 14px;
}
.benefit-controls button:hover {
  text-decoration: underline;
}
.benefit-window {
  overflow: hidden;
}
.benefit-track {
  display: flex;
  width: max-content;
  will-change: transform;
}
.benefit-list {
  list-style: none;
  display: flex;
  flex-shrink: 0;
  gap: 0;
  padding: 0;
  margin: 0;
}
.benefit-list li {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 16px 38px;
  border-right: 1px solid var(--line);
  white-space: nowrap;
  font-size: 19px;
  font-weight: 500;
  line-height: 1.5;
}
.benefit-list svg {
  width: 29px;
  height: 29px;
  color: #a37930;
}
.benefit-conditions {
  font-size: 10px;
  color: var(--muted);
  margin-top: 24px;
  margin-bottom: 0;
}
.benefits-static .benefit-track {
  transform: none !important;
  width: 100%;
}
.benefits-static .benefit-duplicate {
  display: none;
}
.benefits-static .benefit-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  width: min(1440px, 88%);
  margin: auto;
  row-gap: 18px;
}
.benefits-static .benefit-list li {
  white-space: normal;
  font-size: 15px;
  padding: 16px 22px;
  align-items: flex-start;
}
.benefits-static .benefit-list li:nth-child(4n) {
  border-right: 0;
}
.purpose-card {
  transition:
    transform 0.3s,
    opacity 0.3s,
    background 0.3s,
    box-shadow 0.3s !important;
  transition-delay: 0s !important;
}
.purpose-grid.has-active-card .purpose-card:not(.is-active) {
  opacity: 0.66;
  transform: translateY(3px) scale(0.985);
  background: #f5f3ee;
  box-shadow: none;
}
.purpose-grid .purpose-card.is-active {
  opacity: 1;
  transform: translateY(-7px) scale(1.015);
  background: #fff;
  box-shadow: 0 20px 45px #102c4b17;
  border-color: #d7bd8e;
}
.purpose-grid .purpose-card:focus-within {
  z-index: 1;
}
.loan-grid {
  align-items: stretch;
}
.loan-card {
  position: relative;
  display: flex;
  flex-direction: column;
  min-width: 0;
  transition:
    border-color 0.2s,
    box-shadow 0.2s,
    transform 0.2s;
}
.loan-card:hover,
.loan-card:focus-within {
  border-color: #c5a367;
  box-shadow: 0 14px 35px #102c4b0d;
  transform: translateY(-3px);
}
.loan-card-open {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
  border-radius: inherit;
  background: transparent;
  z-index: 1;
}
.loan-card-open:focus-visible {
  outline-offset: 3px;
}
.loan-summary {
  font-size: 14px;
  line-height: 1.7;
  color: var(--muted);
  margin-bottom: 28px;
}
.loan-figure {
  margin-top: auto;
  padding-top: 23px;
  border-top: 1px solid var(--line);
}
.loan-figure > span {
  display: block;
  font-size: 11px;
  color: var(--muted);
  margin-bottom: 8px;
}
.loan-figure strong {
  font: 500 48px/1.1 'Manrope';
  letter-spacing: -0.06em;
}
.loan-figure p {
  font-size: 12px;
  color: #7b602f;
  margin: 12px 0 10px;
}
.loan-card-actions {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  border-top: 1px solid var(--line);
  margin-top: 13px;
  padding-top: 13px;
}
.loan-card-actions a {
  font-size: 12px;
}
.loan-card-actions button {
  display: flex;
  align-items: center;
  gap: 10px;
  border: 0;
  background: transparent;
  padding: 12px 0;
  min-height: 44px;
  color: var(--ink);
  font-size: 12px;
}
.loan-card-actions button:hover {
  text-decoration: underline;
}
.loan-card-actions svg {
  width: 17px;
  height: 17px;
}
.loan-dialog-open {
  overflow: hidden;
  scrollbar-gutter: stable;
}
html {
  scrollbar-gutter: stable;
}
#loan-dialog {
  padding: 0;
  border: 1px solid #e6e1d6;
  border-radius: 24px;
  width: min(94vw, 1480px);
  max-width: none;
  max-height: 92svh;
  overflow: visible;
  background: transparent;
  color: var(--ink);
  box-shadow: 0 30px 100px #07182b55;
}
#loan-dialog::backdrop {
  background: #071a31ad;
  backdrop-filter: blur(4px);
}
.loan-dialog-shell {
  display: flex;
  flex-direction: column;
  max-height: 92svh;
  overflow: hidden;
  background: #fff;
  border-radius: 24px;
}
.loan-dialog-header {
  padding: 22px 34px 24px;
  background: var(--cream);
  border-bottom: 1px solid #e2dfd7;
  flex-shrink: 0;
}
.dialog-topline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 19px;
}
.dialog-topline > span {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.17em;
  color: #927139;
}
.dialog-topline > button {
  border: 1px solid #dedbd3;
  border-radius: 24px;
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 40px;
  padding: 9px 15px;
  background: white;
  color: var(--navy);
  font-size: 12px;
}
.dialog-topline svg {
  width: 17px;
  height: 17px;
}
.loan-switcher {
  display: flex;
  gap: 20px;
  align-items: center;
  justify-content: space-between;
}
.loan-segments {
  display: flex;
  gap: 5px;
  padding: 5px;
  background: #eae7e0;
  border-radius: 40px;
  flex: 1;
  max-width: 1000px;
}
.loan-segments button {
  border: 0;
  background: transparent;
  border-radius: 30px;
  padding: 14px 22px;
  color: #586573;
  font-size: 13px;
  font-weight: 600;
  flex: 1;
  min-height: 47px;
}
.loan-segments button[aria-selected='true'] {
  color: white;
  background: var(--navy);
  box-shadow: 0 3px 10px #102c4b15;
}
.loan-segments button:hover:not([aria-selected='true']) {
  background: #fff8;
}
.loan-arrows {
  display: flex;
  gap: 9px;
}
.loan-arrows button {
  border: 1px solid #d7d4cb;
  background: white;
  border-radius: 50%;
  width: 43px;
  height: 43px;
  display: grid;
  place-items: center;
  color: var(--navy);
}
.loan-arrows svg {
  width: 19px;
  height: 19px;
}
.loan-dialog-content {
  padding: 38px;
  overflow: auto;
  overscroll-behavior: contain;
  display: grid;
  grid-template-columns: 0.8fr 1.6fr;
  gap: 50px;
  min-height: 0;
}
.detail-overview {
  border-right: 1px solid var(--line);
  padding-right: 35px;
}
.detail-overview h3 {
  font-size: 34px;
  letter-spacing: -0.045em;
  font-weight: 500;
  line-height: 1.2;
  margin-bottom: 25px;
}
.detail-overview .eyebrow {
  font-size: 9px;
  margin-bottom: 20px;
}
.detail-overview > p:not(.eyebrow):not(.conditions) {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.8;
}
.detail-overview .button {
  font-size: 13px;
  margin-top: 15px;
  padding: 15px 22px;
}
.detail-requirements > h3 {
  font-size: 24px;
  letter-spacing: -0.035em;
  margin-bottom: 26px;
}
.requirement-columns {
  columns: 2;
  column-gap: 34px;
}
.requirement-group,
.detail-note {
  break-inside: avoid;
  display: flow-root;
  margin-bottom: 24px;
}
.requirement-group h4 {
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 12px;
}
.requirement-group ul {
  padding-left: 18px;
  margin: 0;
  font-size: 13px;
  line-height: 1.75;
  color: #586778;
}
.requirement-group li {
  margin-bottom: 8px;
  padding-left: 2px;
}
.requirement-group ul ul {
  margin-top: 8px;
  padding-left: 16px;
}
.detail-note {
  font-size: 12px;
  line-height: 1.75;
  color: #695638;
  background: var(--cream);
  padding: 17px;
  border-radius: 10px;
}
.locations-layout {
  display: grid;
  grid-template-columns: minmax(270px, 0.85fr) minmax(0, 2fr);
  gap: 65px;
  align-items: start;
}
.locations-layout .contact-bar {
  display: block;
  margin: 0;
  padding: 32px;
  position: sticky;
  top: 125px;
}
.contact-bar > div + div {
  border-top: 1px solid var(--line);
  padding-top: 24px;
  margin-top: 24px;
}
.contact-bar > div:last-child {
  grid-column: auto;
}
.contact-bar > div > svg {
  margin-bottom: 15px;
}
.contact-bar a {
  font-size: 13px;
}
.contact-bar .general-lines {
  margin: -7px 0 10px;
  font-size: 11px;
}
.locations-layout .branch-grid {
  grid-template-columns: 1fr 1fr;
  column-gap: 45px;
}
.locations-layout .branch {
  padding: 28px 0;
}
.footer-contact a {
  display: flex;
  align-items: center;
  gap: 11px;
  line-height: 1.6;
}
.footer-contact a svg {
  width: 19px;
  height: 19px;
  flex-shrink: 0;
  color: var(--gold);
}
.footer-contact a span {
  min-width: 0;
  overflow-wrap: anywhere;
}
@media (max-aspect-ratio: 1/1) {
  .hero-static img,
  .hero video {
    object-fit: cover;
    object-position: center;
  }
  .hero-shade {
    background: linear-gradient(180deg, #071e35db 0%, #071e359e 47%, #071e351c 84%);
  }
  .hero-content {
    justify-content: center;
    padding-bottom: 100px;
    padding-top: 105px;
  }
  .hero-content > p {
    max-width: 420px;
  }
  .hero {
    min-height: 0;
  }
  .hero-pin,
  .scrub-ready .hero-pin {
    height: 100svh;
    min-height: 0;
  }
  .hero {
    height: 100svh;
  }
  .hero.scrub-ready {
    height: 260svh;
  }
}
@media (max-width: 1100px) {
  .loan-dialog-content {
    grid-template-columns: 0.8fr 1.4fr;
    gap: 30px;
    padding: 30px;
  }
  .requirement-columns {
    columns: 1;
  }
  .detail-overview {
    padding-right: 25px;
  }
  .detail-overview h3 {
    font-size: 29px;
  }
  .locations-layout {
    grid-template-columns: 0.9fr 1.4fr;
    gap: 35px;
  }
  .locations-layout .branch-grid {
    column-gap: 28px;
  }
  .locations-layout .contact-bar {
    padding: 25px;
  }
  .benefits-static .benefit-list {
    grid-template-columns: repeat(2, 1fr);
  }
  .benefits-static .benefit-list li:nth-child(2n) {
    border-right: 0;
  }
}
@media (max-width: 1023px) {
  .loan-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
  }
  .loan-card {
    padding: 23px;
    display: flex;
  }
  .loan-card h3 {
    font-size: 20px;
  }
  .loan-card .loan-card-top {
    margin-bottom: 22px;
  }
  .loan-card-actions {
    align-items: flex-start;
    flex-direction: column;
    gap: 0;
  }
  .loan-figure strong {
    font-size: 41px;
  }
  .loan-card .card-number {
    position: static;
  }
  .loan-card .loan-icon {
    height: 53px;
    width: 53px;
  }
  .loan-segments button {
    padding: 12px;
    font-size: 12px;
  }
  .locations-layout .branch-grid {
    grid-template-columns: 1fr;
  }
  .locations-layout .branch {
    padding: 23px 0;
  }
  .locations-layout .contact-bar {
    top: 105px;
  }
}
@media (max-width: 760px) {
  .hero-content {
    padding-top: 76px;
    padding-bottom: 75px;
    justify-content: center;
  }
  .hero h1 {
    font-size: clamp(42px, 10.8vw, 68px);
  }
  .hero-content > p {
    font-size: 14px;
    max-width: 330px;
  }
  .hero-actions {
    gap: 7px 15px;
  }
  .hero-static img,
  .hero video {
    object-position: center;
  }
  .benefits {
    padding: 22px 0;
  }
  .benefits-meta {
    display: block;
    margin-bottom: 14px;
  }
  .benefits-meta > p {
    font-size: 9px;
    margin-bottom: 12px;
  }
  .benefit-controls {
    gap: 22px;
  }
  .benefit-list li {
    font-size: 16px;
    gap: 14px;
    padding: 14px 25px;
  }
  .benefit-list svg {
    width: 25px;
    height: 25px;
  }
  .benefit-conditions {
    font-size: 10px;
    line-height: 1.7;
    margin-top: 18px;
  }
  .benefits-static .benefit-list {
    grid-template-columns: 1fr;
  }
  .benefits-static .benefit-list li {
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 18px 0;
    font-size: 15px;
  }
  .benefits-static .benefit-list li:last-child {
    border: 0;
  }
  .purpose-grid .purpose-card.is-active {
    transform: translateY(-3px) scale(1.005);
  }
  .purpose-grid.has-active-card .purpose-card:not(.is-active) {
    transform: none;
    opacity: 0.72;
  }
  .loan-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .loan-card {
    padding: 28px;
  }
  .loan-card h3 {
    font-size: 24px;
  }
  .loan-summary {
    margin-bottom: 20px;
  }
  .loan-card-actions {
    flex-direction: row;
    align-items: center;
  }
  .loan-figure strong {
    font-size: 47px;
  }
  #loan-dialog {
    width: 96vw;
    max-height: 94svh;
    border-radius: 18px;
  }
  .loan-dialog-shell {
    max-height: 94svh;
    border-radius: 18px;
  }
  .loan-dialog-header {
    padding: 15px 16px 17px;
  }
  .dialog-topline {
    gap: 12px;
    margin-bottom: 13px;
  }
  .dialog-topline > span {
    font-size: 8px;
    line-height: 1.6;
    max-width: 160px;
    letter-spacing: 0.12em;
  }
  .dialog-topline > button {
    min-height: 38px;
    padding: 8px 12px;
  }
  .loan-switcher {
    gap: 10px;
    flex-wrap: wrap;
  }
  .loan-segments {
    border-radius: 16px;
    padding: 4px;
    min-width: 0;
    width: 100%;
  }
  .loan-segments button {
    padding: 10px 6px;
    font-size: 10px;
    line-height: 1.5;
    border-radius: 12px;
    min-height: 48px;
  }
  .loan-arrows {
    margin-left: auto;
  }
  .loan-arrows button {
    width: 35px;
    height: 35px;
  }
  .loan-arrows svg {
    width: 16px;
    height: 16px;
  }
  .loan-dialog-content {
    display: block;
    padding: 24px;
    scroll-padding-top: 20px;
  }
  .detail-overview {
    border-right: 0;
    padding-right: 0;
    border-bottom: 1px solid var(--line);
    padding-bottom: 25px;
    margin-bottom: 30px;
  }
  .detail-overview h3 {
    font-size: 29px;
  }
  .detail-overview .button {
    width: 100%;
  }
  .detail-requirements > h3 {
    font-size: 24px;
  }
  .requirement-group h4 {
    font-size: 15px;
  }
  .requirement-group ul {
    font-size: 14px;
  }
  .detail-note {
    font-size: 13px;
  }
  .locations-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .locations-layout .contact-bar {
    position: static;
    padding: 28px;
    order: 2;
  }
  .locations-layout .branch-grid {
    order: 1;
  }
  .footer-contact a {
    font-size: 12px;
  }
  .hero h1 {
    line-height: 1.08;
  }
}
@media (max-width: 400px) {
  .hero-content {
    padding-top: 80px;
    padding-bottom: 80px;
  }
  .hero h1 {
    font-size: 42px;
  }
  .hero-content > p {
    font-size: 13px;
    max-width: 280px;
  }
  .loan-dialog-content {
    padding: 22px 18px;
  }
  .loan-card-actions button {
    font-size: 11px;
  }
  .hero-actions {
    gap: 7px;
  }
  .hero-actions .text-link {
    padding-block: 9px;
  }
}
@media (prefers-reduced-motion: reduce) {
  .benefit-track {
    transform: none !important;
  }
  .benefit-duplicate {
    display: none;
  }
  .purpose-grid .purpose-card,
  .purpose-grid .purpose-card.is-active,
  .purpose-grid.has-active-card .purpose-card:not(.is-active) {
    transform: none !important;
  }
  .loan-card:hover {
    transform: none;
  }
  .hero-content {
    transform: none !important;
  }
  .hero-static img {
    display: block;
  }
}
/* Comfortable detail reading and mobile product controls. */
.detail-overview > p:not(.eyebrow):not(.conditions) {
  font-size: 15px;
}
.requirement-group h4 {
  font-size: 15px;
}
.requirement-group ul {
  font-size: 14px;
}
.detail-note {
  font-size: 13px;
}
@media (max-width: 760px) {
  .loan-segments {
    flex: 1 0 100%;
  }
  .loan-segments button {
    font-size: 12px;
  }
  .loan-arrows {
    margin-top: 0;
  }
}
/* Reversible scroll states are owned by motion.js, independent of hover transforms. */
.motion-enabled .reveal {
  opacity: calc(var(--reveal-opacity, 1) * var(--card-emphasis, 1));
  translate: 0 var(--reveal-y, 0px);
  transform: none;
  transition: none !important;
}
.motion-enabled .purpose-grid.has-active-card .purpose-card:not(.is-active) {
  --card-emphasis: 0.66;
  opacity: calc(var(--reveal-opacity, 1) * 0.66);
}
.motion-enabled .purpose-grid .purpose-card.is-active {
  opacity: var(--reveal-opacity, 1);
  transform: translateY(-7px) scale(1.015);
}
.hero-hold {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  pointer-events: none;
  opacity: 0;
  z-index: 1;
  transition: opacity 0.18s;
}
.hero video {
  transition: opacity 0.18s;
}
.hero-shade,
.hero-content,
.film-caption,
.film-progress {
  z-index: 2;
}
.loan-segments button[aria-selected='true'] {
  color: white;
  background: var(--navy);
  box-shadow: 0 3px 10px #102c4b15;
}
.loan-segments button:hover:not([aria-selected='true']) {
  background: #fff8;
}
.loan-dialog-content {
  outline-offset: -4px;
}
.loan-dialog-content[aria-busy='true'] {
  pointer-events: none;
}
.requirements-link {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 44px;
  border: 0;
  border-bottom: 1px solid #c9b48e;
  background: transparent;
  color: var(--navy);
  font: 600 13px/1.5 'Manrope';
  text-align: left;
  padding: 10px 0;
  cursor: pointer;
}
.requirements-acknowledgment {
  margin: 22px 0 28px;
  padding: 20px;
  border: 1px solid #e4dac8;
  border-radius: 14px;
  background: #fbfaf7;
}
.requirements-acknowledgment .consent-label {
  margin-bottom: 0;
}
.requirements-review {
  border-bottom: 1px solid var(--line);
  margin-bottom: 20px;
  padding-bottom: 12px;
}
.consent-label {
  min-height: 44px;
  align-items: flex-start;
}
.consent-label input {
  flex-shrink: 0;
  min-width: 20px;
  min-height: 20px;
  margin-top: 3px;
}
#general-requirements {
  margin-bottom: 15px;
}
.loan-arrows button,
.dialog-topline > button,
.benefit-controls button {
  min-width: 44px;
  min-height: 44px;
}
#customer-service-dialog {
  padding: 0;
  border: 1px solid #e6e1d6;
  border-radius: 24px;
  width: min(92vw, 800px);
  max-width: none;
  max-height: 92svh;
  overflow: visible;
  background: white;
  color: var(--ink);
  box-shadow: 0 30px 100px #07182b55;
}
#customer-service-dialog::backdrop {
  background: #071a31ad;
  backdrop-filter: blur(4px);
}
/* A shared, reversible entrance/exit for every modal and its dimmed backdrop. */
:is(#loan-dialog, #customer-service-dialog) {
  --modal-duration: 300ms;
  --modal-easing: cubic-bezier(0.4, 0, 0.2, 1);
  opacity: 0;
  transform: translateY(18px) scale(0.97);
  transition:
    opacity var(--modal-duration) var(--modal-easing),
    transform var(--modal-duration) var(--modal-easing);
}
:is(#loan-dialog, #customer-service-dialog)[data-modal-state='open'] {
  opacity: 1;
  transform: translateY(0) scale(1);
}
:is(#loan-dialog, #customer-service-dialog)::backdrop {
  opacity: 0;
  transition: opacity var(--modal-duration) var(--modal-easing);
}
:is(#loan-dialog, #customer-service-dialog)[data-modal-state='open']::backdrop {
  opacity: 1;
}
@media (prefers-reduced-motion: reduce) {
  :is(#loan-dialog, #customer-service-dialog),
  :is(#loan-dialog, #customer-service-dialog)::backdrop,
  #main-nav {
    transition: none;
  }
  :is(#loan-dialog, #customer-service-dialog) {
    transform: none;
  }
}
.service-dialog-shell {
  display: flex;
  flex-direction: column;
  max-height: 92svh;
  overflow: hidden;
  border-radius: 24px;
}
.service-dialog-content {
  padding: 28px 34px;
  overflow: auto;
  overscroll-behavior: contain;
  min-height: 0;
}
.service-dialog .loan-dialog-header {
  padding: 22px 34px;
}
.service-dialog h2 {
  font-size: 35px;
  line-height: 1.15;
  margin: 0 0 12px;
  letter-spacing: -0.04em;
}
.service-dialog .loan-dialog-header > p {
  font-size: 14px;
  margin: 0;
  color: var(--muted);
}
.service-dialog textarea {
  resize: vertical;
  min-height: 145px;
  max-height: 320px;
}
.service-dialog .field-hint {
  font-size: 12px;
}
.service-dialog input:disabled,
.service-dialog textarea:disabled {
  opacity: 0.7;
}
.service-dialog #send-report {
  min-height: 48px;
}
.service-dialog .honeypot {
  position: absolute;
  left: -10000px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
@media (max-width: 760px) {
  #loan-dialog,
  #customer-service-dialog {
    width: 94vw;
    max-height: 94svh;
  }
  .service-dialog-shell {
    max-height: 94svh;
    border-radius: 18px;
  }
  .service-dialog .loan-dialog-header,
  .service-dialog-content {
    padding: 20px;
  }
  .service-dialog h2 {
    font-size: 28px;
  }
  .requirements-acknowledgment {
    padding: 16px;
  }
  .requirements-link {
    font-size: 12px;
  }
  .motion-enabled .purpose-grid .purpose-card.is-active {
    transform: translateY(-3px) scale(1.005);
  }
}
@media (prefers-reduced-motion: reduce) {
  .motion-enabled .reveal,
  .reveal {
    opacity: 1;
    translate: none;
    transform: none !important;
  }
  .hero-hold,
  .hero video {
    transition: none;
  }
}
/* Benefits controls and the consolidated cream loan information section. */
.benefits-meta {
  display: flex;
  justify-content: flex-end;
  margin-bottom: 14px;
}
.benefit-controls {
  display: inline-flex;
  flex-wrap: nowrap;
  gap: 0;
  padding: 2px;
  border: 1px solid #dfe3e5;
  border-radius: 17px;
  background: #f7f8f8;
  flex-shrink: 0;
}
.benefit-controls button {
  position: relative;
  justify-content: center;
  gap: 0;
  width: 44px;
  height: 44px;
  padding: 0;
  border-radius: 13px;
  color: #526273;
}
.benefit-controls button + button {
  border-left: 1px solid #dfe3e5;
  border-top-left-radius: 0;
  border-bottom-left-radius: 0;
}
.benefit-controls button:hover,
.benefit-controls button:focus-visible {
  background: #ebeef0;
  color: var(--navy);
  text-decoration: none;
}
.benefit-controls svg {
  width: 19px;
  height: 19px;
}
.benefit-controls .play-symbol {
  display: none;
}
#benefit-pause[aria-pressed='true'] .pause-symbol {
  display: none;
}
#benefit-pause[aria-pressed='true'] .play-symbol {
  display: block;
}
.control-tooltip {
  position: absolute;
  top: calc(100% + 7px);
  right: 0;
  z-index: 3;
  display: none;
  white-space: nowrap;
  background: var(--navy);
  color: white;
  font-size: 11px;
  line-height: 1.5;
  padding: 6px 10px;
  border-radius: 7px;
  pointer-events: none;
}
.benefit-controls button:hover .control-tooltip,
.benefit-controls button:focus-visible .control-tooltip {
  display: block;
}
.benefits-reduced .benefits-meta {
  display: none;
}
.loan-information {
  position: relative;
  background: var(--cream);
}
.section-anchor {
  position: absolute;
  top: 0;
  left: 0;
}
.loan-grid .loan-card {
  background: #fff;
  border-color: #e3e0d8;
  transform: none;
  transition:
    transform 0.24s ease,
    box-shadow 0.24s ease,
    border-color 0.24s ease !important;
}
.loan-grid .loan-card.is-active {
  transform: translateY(-6px) scale(1.012);
  border-color: #baa06c;
  box-shadow: 0 18px 40px #102c4b13;
  z-index: 2;
}
.loan-grid.has-active-card .loan-card:not(.is-active) {
  --card-emphasis: 0.78;
  opacity: calc(var(--reveal-opacity, 1) * var(--card-emphasis));
  transform: translateY(3px) scale(0.985);
}
.loan-card .loan-icon {
  display: grid;
  place-items: center;
  width: 70px;
  height: 70px;
  border-radius: 19px;
  background: #faf6ed;
  color: var(--navy);
}
.loan-card .loan-icon svg {
  width: 46px;
  height: 46px;
}
.loan-icon .icon-gold {
  stroke: #a37a34;
}
.contact-bar .contact-report-button {
  gap: 12px;
  min-height: 48px;
  padding: 13px 20px;
  margin-bottom: 16px;
  border-radius: 15px;
  font-size: 14px;
}
.branch a.directions-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 44px;
  padding: 10px 15px;
  border: 1px solid #c9b993;
  border-radius: 13px;
  background: #fff;
  color: var(--navy);
  font-size: 12px;
  font-weight: 600;
  line-height: 1.5;
  margin-top: 16px;
}
.branch a.directions-button:hover {
  background: #f0e6d2;
  border-color: #af8b47;
}
.branch a.directions-button svg {
  width: 18px;
  height: 18px;
  transform: none;
  color: #95702d;
}
.report-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  margin-top: 24px;
}
.report-actions .back-button {
  min-width: 60px;
}
.report-actions #send-report {
  margin-left: auto;
}
@media (max-width: 760px) {
  .loan-grid .loan-card.is-active {
    transform: translateY(-3px) scale(1.005);
  }
  .loan-grid.has-active-card .loan-card:not(.is-active) {
    transform: scale(0.99);
  }
}
@media (prefers-reduced-motion: reduce) {
  .loan-grid .loan-card,
  .loan-grid .loan-card.is-active,
  .loan-grid.has-active-card .loan-card:not(.is-active) {
    transform: none !important;
    transition: none !important;
  }
}

/* Compact benefits rail: slim visible pill, full-size touch targets. */
.benefits {
  padding: 8px 0 18px;
}
.benefits-meta {
  margin-bottom: 0;
}
.benefit-controls {
  position: relative;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
}
.benefit-controls::before {
  content: '';
  position: absolute;
  inset: 6px 0;
  border: 1px solid #dfe3e5;
  border-radius: 11px;
  background: #f7f8f8;
  pointer-events: none;
}
.benefit-controls::after {
  content: '';
  position: absolute;
  top: 14px;
  left: 50%;
  height: 16px;
  border-left: 1px solid #dfe3e5;
  pointer-events: none;
}
.benefit-controls button,
.benefit-controls button + button {
  border: 0;
  border-radius: 11px;
  background: transparent;
}
.benefit-controls button::before {
  content: '';
  position: absolute;
  inset: 7px 2px;
  border-radius: 9px;
  pointer-events: none;
}
.benefit-controls button:hover,
.benefit-controls button:focus-visible {
  background: transparent;
}
.benefit-controls button:hover::before,
.benefit-controls button:focus-visible::before {
  background: #e8edef;
}
.benefit-controls svg {
  position: relative;
  width: 16px;
  height: 16px;
}
.benefit-controls button:focus-visible {
  outline-offset: 1px;
}
.benefit-list li {
  padding-block: 12px;
}
.benefit-conditions {
  margin-top: 16px;
}
.requirements-link[data-view-requirements] {
  justify-content: center;
  gap: 14px;
  min-height: 46px;
  padding: 12px 18px;
  border: 1px solid var(--navy);
  border-radius: 12px;
  background: var(--navy);
  color: white;
  box-shadow: 0 3px 8px #102c4b12;
  transition:
    background 0.2s,
    border-color 0.2s;
}
.requirements-link[data-view-requirements]:hover {
  background: #204666;
  border-color: #204666;
  text-decoration: none;
}
.requirements-review .requirements-link[data-view-requirements] {
  margin-bottom: 16px;
}
@media (max-width: 760px) {
  .benefits {
    padding: 6px 0 16px;
  }
  .benefit-list li {
    padding-block: 10px;
  }
  .requirements-link[data-view-requirements] {
    width: 100%;
    font-size: 12px;
  }
}
@media (prefers-reduced-motion: reduce) {
  .requirements-link[data-view-requirements] {
    transition: none;
  }
}

/* The fixed navigation floats over the film; its rounded state never moves the hero. */
.header {
  position: absolute;
  inset: 0 0 auto;
  height: 0;
  background: transparent;
}
.hero:not(.scrub-ready),
.hero-pin {
  height: 100svh;
}
@media (prefers-reduced-motion: reduce) {
  .nav-wrap {
    transition: none;
  }
}

.review-disclosure{margin:0;padding:20px 24px;text-align:center;background:#f7f3e9;color:#102c4b;font-size:13px;line-height:1.6;}